Banks
To get a loan through a bank, more than likely you’ll want to go through a credit union. Even though we are certified through RVIA, are a state licensed RV manufacturer and sell through a dealership, it is difficult to get a loan through a bank/ credit union. You may be pre-qualified, but once it goes into collateral review, about 70% will get denied due to the aesthetic of our “RV travel trailers.” If trying this route, please be transparent with your bank. To get specific information for your bank, give us a call at 530-356-5191.
21st Mortgage
We’re excited to now offer financing through 21st Mortgage!
They’re an approved lender for Park Model Tiny Homes and Manufactured Homes and specialize in making the dream of tiny home living more affordable. With flexible loan options and competitive rates, 21st Mortgage makes it easier to bring your tiny home plans to life.
If you’d like to learn more or get started on pre-approval, click here to visit 21st Mortgage, or reach out to us — we’re happy to help guide you through the process!
LightStream
LightStream is a personal online loan service. This is a great option for our clients looking to pay off their loans quickly. Their interest rates are close, if not better than bank rates.
Liberty Bank of Utah
We suggest Liberty Bank of Utah to clients who are looking for a longer term loan. They offer 15 year loans! If you’re interested in getting pre-approved, check out this link!
*Please note a service fee separate from Forever Tiny Homes will be charged, if choosing this company